Effective Credit Card Debt Forgiveness Services Available Statewide from DebtBusters. Cut Your Balances by Up to 50% — No Loans, No Bankruptcy, No Upfront Fees.
Many households in Opa-locka, Florida are overwhelmed by credit card bills, high interest rates, and never-ending collection calls.
If you owe more than $10,000 in unsecured debt, you may qualify for Credit Card Debt Forgiveness through our proven debt settlement program.
Connect with a licensed advisor who assesses your debt, reviews your financial hardship, and helps you explore realistic debt settlement options.
Your advisor creates a personalized strategy lower what you owe and protect you from creditors based on your hardship, income, and debt types. You’ll know exactly how much you can save and how soon you’ll be debt-free.
Once approved, we complete your enrollment and set up a secure, FDIC-insured account in your name—fully controlled by you—with a monthly draft that fits your budget.
Our expert negotiators contact each creditor and secure settlements for less than what you owe. You only pay once a debt is successfully settled. We do the heavy lifting so you can focus on moving forward.
We only get paid when you save.
We serve clients across Florida with transparent, results-driven service.
Most clients enrolled in Credit Card Debt Forgiveness see major reductions in total balances.
No office visits — everything is done securely by phone or online. You hold the keys to your special purpose account.
Work one-on-one with a personal debt relief advisor from start to finish.
Whether you’re in a big city or a rural town, our team supports residents all across Florida with 100% online and phone-based service.To qualify for our Credit Card Debt Forgiveness program in Opa-locka:
| Requirement | Eligibility Criteria |
|---|---|
| Total Debt | $10,000+ in qualifying unsecured debt |
| Debt Type | Credit cards & Unsecured Loans |
| Ability to Pay | Minimum $300/month program payment |
| Hardship | Suffering from hardship (e.g., job loss, medical bills, etc.) |
| Residency | Must live in Florida and be over 18 years old |
Our specialists work to settle credit card accounts and reduce what you owe—often by 40% or more.
We provide proven scripts and expert advice to help you deal with collectors during the settlement process.
Our program lowers what you owe and helps you set up one realistic monthly deposit into a secure account.
Our program helps eliminate toxic interest rates through negotiated settlements and payoff plans.
We negotiate with creditors so you can settle debt and avoid the long-term impact of bankruptcy.
We help clients facing credit card and loan debt from job loss or financial hardship.
I was buried in credit card debt and overwhelmed. They gave me a clear plan, helped settle my accounts for less, and now I’m finally back on track.
Jason G.
The DebtBusters team made it easy. No pressure, just real help. The process was easy!
They helped me avoid bankruptcy and settle over $28k in credit card debt.
Monica H.
Effective service works! I cut my debt by more than half and I finally feel free.
I was buried in credit card debt and overwhelmed. They gave me a clear plan, helped settle my accounts for less, and now I’m finally back on track.
Jason G.
The DebtBusters team made it easy. No pressure, just real help. The process was easy!
They helped me avoid bankruptcy and settle over $28k in credit card debt.
Monica H.
Effective service works! I cut my debt by more than half and I finally feel free.
Debt settlement works by negotiating with creditors to accept less than the full amount owed. This reduces your total balance so you can resolve debt faster and more affordably.
While debt settlement may lower your score at first, resolving debts typically helps rebuild your credit over time.
Clients typically resolve their debts in 24 to 48 months, based on how much they owe and how quickly they can fund settlements.
No. Fees are only collected after we’ve successfully settled your debt for lower than what you owe.
Most clients settle for 40–60% less than they owe. Your exact savings depend on your total enrolled debt and creditor response.
It’s possible to be sued, but most clients are not. We prioritize early settlements to minimize the risk of creditor lawsuits.
