Professional Bankruptcy Lawyers in Gilbert

Have bill collectors been after you for years? Are you tired of having your tranquility disturbed by ever-persistent creditors trying to collect money from you? If so, why not make today the day that you give your financial livelihood a fresh start? Contact the experienced, friendly bankruptcy attorneys at DebtBusters today! Whether you intend to file Chapter 7 or Chapter 13, we make the entire process simplistic, affordable, and fast. Call us now at 866-223-4395.

Why Choose Us?

We Help You Get Your Life Back

You won’t have to pay anything upfront to work with us. Plus, we offer convenient payments, and we’re always available to answer your questions so that you understand the bankruptcy process.

$0 Down

We understand the financial difficulties you're facing and firmly believe in a zero upfront fee approach to assist you in reclaiming control over your life. Begin your journey towards financial freedom with absolutely no initial costs.

Easy Payment Plans

We understand your financial limitations and provide a fee-free upfront approach. Start your path to financial recovery with no initial payment required.

No Worksheets

Worksheets often pose a challenging and confusing task. Let our team of experts take care of them on your behalf, and bid farewell to any concerns you may have about worksheets.

Free Credit Repair

Seize control of your financial future with our complimentary credit restoration services. Enjoy the advantages of removing judgments, receiving valuable credit score improvement guidance, and gaining access to Arizona's leading experts in securing home and auto loans.

Dedicated to Communication

At the core of our service lies a steadfast dedication to swift and accurate communication. We are readily available to deliver the information you require promptly, whether through in-person meetings, telephone discussions, or convenient video chats, all customized to suit your preferences.

How Can We Help?

Chapter 7

Chapter 7 bankruptcy, often known as ‘liquidation’ bankruptcy, may require you to liquidate nonexempt assets. However, it offers a silver lining – complete discharge of nearly all debt types. By taking this step, you can embark on a fresh financial journey, free from the burden of overwhelming debt. Bid farewell to mounting credit card bills, medical expenses, and other stress-inducing debts. Chapter 7 bankruptcy is your powerful tool to regain financial control and pave the path toward a secure, debt-free future.

Chapter 13

Chapter 13 bankruptcy presents a distinctive alternative to Chapter 7. Unlike Chapter 7, which offers complete debt relief, Chapter 13 plays a pivotal role in restructuring your financial situation. With this option, you can devise a manageable plan to systematically settle your debts over a period of three to five years.

This exclusive arrangement empowers you to regain command over your financial obligations and safeguards valuable assets that might be vulnerable under Chapter 7. It’s a strategic decision for individuals in Gilbert who are seeking a well-structured route to achieve financial recovery and stability.

Frequently Asked Questions

In most cases, if one spouse files for bankruptcy, it will affect both spouses. Joint liabilities and assets of the couple will be affected, so it’s important to consider this carefully with your lawyer’s advice.

Chapter 7 bankruptcy, also called liquidation, wipes away almost all outstanding debts. Chapter 13, also called reorganization, wipes out some debts, and allows you to make convenient payments on the rest.

About six weeks after you file your bankruptcy petition, you’ll most likely need to attend a 341 meeting at the courthouse. These appointments are quick, typically requiring just about 10 minutes.

The timing of your Chapter 7 or Chapter 13 bankruptcy discharge will depend on various factors. Chapter 7 takes about four months for discharging, and Chapter 13 discharges after you complete your repayment plan.