Terms of use

Last updated: September 1, 2024

These Website Terms of Use (including any documents incorporated by reference) govern your use of the DebtBusters website, owned by DebtBusters, LLC, its subsidiaries, and affiliates (collectively referred to as “DebtBusters”). These Terms cover all aspects of your use of our website and, unless superseded by a specific agreement, any product or service we provide to you.

Acceptance of Terms

By registering, accessing, browsing, or otherwise using this website, you confirm that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these Terms, you should immediately stop using the website.

Eligibility & Privacy

Our products and services are only available to individuals aged 18 or older who are legal residents of the United States. By using our website, you represent and warrant that you meet these eligibility requirements.

Please review our Privacy Policy, which is incorporated into these Terms by reference, to understand how we collect, use, and protect your personal information.

Products and Services

DebtBusters provides a platform to research and request debt resolution services, home and consumer loan options, and other related products. If you submit a request for more information or services through our website, you consent to DebtBusters sharing your information with third-party providers who may offer the requested products or services.

By submitting your contact details, you consent to being contacted via phone, email, or postal mail, even if you are listed on a “Do Not Call” list.

Modification of Terms

DebtBusters reserves the right to modify these Terms of Use at any time. Any changes will be posted on this page, and continued use of the website after such changes constitutes acceptance of the updated Terms.

License and Website Use

You are granted a personal, limited, non-exclusive, non-transferable, revocable license to use our website for lawful purposes in accordance with these Terms. DebtBusters reserves all rights not expressly granted in these Terms.

By using the website, you grant DebtBusters a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, distribute, and modify any content you submit, in accordance with our Privacy Policy.

Prohibited Conduct

When using the website, you agree not to:

  • Use the website for any unlawful purpose.
  • Submit or transmit content that is illegal, harmful, or otherwise objectionable.
  • Interfere with website security or use automated systems like robots or scrapers to access our site.
  • Impersonate others or misrepresent your identity.
  • Upload or distribute any content that you do not have the right to.

Ownership and Intellectual Property

The DebtBusters website and all associated content, including software, designs, graphics, and text, are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or modify the content without explicit permission from DebtBusters.

Links to Third-Party Websites

Our website may include links to third-party websites for your convenience. DebtBusters does not control these websites and is not responsible for their content, availability, or any products/services they may offer. Your dealings with these third-party sites are solely between you and the third-party provider.

Termination of Use

DebtBusters reserves the right to terminate your access to the website at any time, with or without notice, for any reason. If we suspect fraudulent or illegal activity, we may refer the matter to law enforcement.

Limitation of Liability

DebtBusters is not liable for any indirect, incidental, or consequential damages arising from your use of the website or any products/services obtained through it. The website and its content are provided “as is” without warranties of any kind, and we do not guarantee error-free or uninterrupted access.

Indemnification

You agree to indemnify and hold DebtBusters, its affiliates, employees, and partners harmless from any claims or liabilities arising from your use of the website, violation of these Terms, or breach of any applicable laws.

Dispute Resolution

If a dispute arises between you and DebtBusters, we will first attempt to resolve the issue informally. If that fails, the dispute may be settled through binding arbitration or litigation, depending on the nature of the claim. Claims under $10,000 may be resolved through arbitration conducted by telephone or online.

Miscellaneous

Notice: DebtBusters may send legal notices via email or postal mail, and they will be considered received within 24 hours of sending. You must send any legal notices to:

DebtBusters, LLC
Attn: General Counsel
3370 N Hayden Rd. 123-660
Scottsdale, AZ 85251

Waiver and Severability: Failure to enforce any provision of these Terms does not constitute a waiver. If any provision is found to be unenforceable, the remaining Terms will remain in effect.

Governing Law and Jurisdiction: These Terms are governed by the laws of the State of Arizona, and any disputes must be resolved in Maricopa County, Arizona courts.

Disclaimers

DebtBusters does not make credit decisions or guarantee the products/services of any third party. Use of our services may negatively affect your credit score and could lead to legal actions from creditors.

DebtBusters does not assume responsibility for your debts, and results will vary depending on individual circumstances. Please consult with a tax professional regarding any tax implications of debt resolution.

Contact Information

If you have any questions about these Terms, please contact us at:

DebtBusters, LLC
3370 N Hayden Rd 123-660
Scottsdale, AZ 85251
[email protected]

PLEASE PRINT AND RETAIN A COPY OF THESE TERMS FOR YOUR RECORDS.